International Payments at Zero Cost — With 5% Cashback
Send and receive foreign currency payments with no transaction fees and earn 5% cashback on every qualifying transfer. A smarter way to handle international payments.
Zero-Cost International Transfers That Pay You Back
Managing international payments is often an expensive, opaque process — hidden margins, transfer fees, and exchange rate markups that quietly erode the value of every transaction.
Responsive Payments offers a fundamentally different approach. Our FX payments service carries zero transaction cost, and you earn 5% cashback on qualifying transfers. Whether you are a contractor receiving overseas payments, an agency paying international workers, or a business managing multi-currency operations, this service puts money back in your hands.
- Zero transaction fees on international transfers
- 5% cashback on every qualifying FX transaction
- Competitive exchange rates with full transparency
- Fast processing across major currency corridors
- Simple setup integrated with your existing payroll
Why Our FX Service Is Different
Most FX providers make money on the spread and fees. We have built a service where you benefit on every transaction.
0% Transaction Cost
No transfer fees. No hidden margins. International payments processed at zero cost to you, every time.
5% Cashback
Earn 5% cashback on every qualifying international transfer. The more you send, the more you earn back.
Transparent Rates
You see the exact rate before you confirm. No surprises, no last-minute adjustments, no hidden markups.
Fast Settlement
Most transfers settle within one to two business days. Time-critical payments handled with priority processing.
Multi-Currency Support
Send and receive across a broad range of major and minor currencies to suit international contractor and business needs.
Payroll Integration
FX payments can be integrated with your existing payroll setup through Responsive Payments — one provider, streamlined operations.
Earn on Every International Transfer
The 5% cashback on FX transactions is not a promotional offer or a limited-time incentive. It is a core part of how our service works.
Every qualifying international payment you make through Responsive Payments earns you cashback. This is credited directly and clearly — no points schemes, no complicated redemption processes, no expiry dates.
How Cashback Works
- Make a qualifying international FX transfer
- 5% cashback is calculated on the transfer value
- Cashback is credited to your account
- No minimum spend, no complicated conditions
FX Payments for Every Client Type
Contractors & Individuals
Receiving payments in foreign currencies or working internationally? Our FX service means you keep more of what you earn.
- Receive international client payments at zero cost
- Convert foreign earnings efficiently
- Earn cashback on every qualifying transaction
- Integrated with your contractor payroll
Agencies & Businesses
Paying international workers or suppliers? Eliminate transfer costs and earn cashback on your FX spend.
- International payroll payments at zero cost
- Multi-currency supplier payments
- 5% cashback on qualifying transfers
- Streamlined with your existing payroll operations
FX Payments Questions
We support a broad range of major and minor currencies for international payments. Contact us to confirm availability for your specific currency corridors.
You earn 5% cashback on qualifying FX transactions processed through us. Cashback is calculated on the transaction value and credited to your account. Full terms are provided on sign-up.
No. Our FX payments service operates at zero transaction cost to you. There are no transfer fees, no hidden margins, and no surprise charges. What you see is what you pay — which is nothing.
Transfer speeds vary by currency and destination, but most international payments are processed within one to two business days. We confirm expected timelines before each transfer.
Our FX payments service suits contractors receiving payments in foreign currencies, agencies making international payroll payments, and businesses managing multi-currency transactions.
Contact us to discuss your FX payment requirements. We will set up your account, confirm the currencies you need, and get you earning cashback on your first transfer.
Start Making International Payments at Zero Cost
Get in touch to set up your FX payments account and start earning 5% cashback on every qualifying transfer.